Fixed Loans

Fixed Loans

Pacific Mortgage

The interest rate is fixed for a certain period, usually from one to five years of the loan and some up to 10 yrs. This means your regular repayments stay the same regardless of changes in interest rates. At the end of the fixed period you can decide whether to fix the rate again, at whatever rate lenders are offering at the time, or move to a variable loan OR move into a mix of both? ie a variable & fixed “split”.

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